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CITIZENS EQUITY FIRST

Headquarters ,
Main Phone (309) 633-7014
Credit Union Number # 68448
Total Assets $7,434,312,192
Reporting Date Q3 2023
Last updated Sep 2023

Locations

CITIZENS EQUITY FIRST REO and Foreclosed Assets

Foreclosed and Repossessed Assets Amount
Consumer Real Estate $253,111
Consumer Vehicles $0
Consumer Other $0
Commercial $632,977
Total Foreclosed and Repossessed Assets $886,088

CITIZENS EQUITY FIRST Capital

Well Capitalized Amount
Total Assets $7,434,312,192
Less: Allowance for Loan & Lease Losses $0
Allowance for Losses on All Real Estate Loans $0
Provision for Loan & Lease Losses $0
Total Loans and Leases $5,812,169,728

CITIZENS EQUITY FIRST's Late and Non-Performing Loan Portfolios

Troubled Loans Overview Number Amount
Loans Held for Sale - $0
Real Estate Loans Sold with Servicing Retained - $45,290,344
Total Outstanding Troubled Debt Restructured Loans 581 $14,510,071

Unsecured Credit Cards

30-59 days late
$1,301,251
60-89 days late
$756,708
90-179 days late
$1,362,032
180-360 days late
$95,839
360+ days late
$8,044
TOTAL
$3,523,874

Student Loans (Non-Guaranteed)

30-59 days late
$853,633
60-89 days late
$220,033
90-179 days late
$210,702
180-360 days late
$0
360+ days late
$0
TOTAL
$1,284,368

Vehicles

New Vehicles

30-59 days late
$8,341,671
60-89 days late
$1,881,354
90-179 days late
$1,207,930
180-360 days late
$541,211
360+ days late
$0
TOTAL
$11,972,166

Old Vehicles

30-59 days late
$47,222,828
60-89 days late
$12,394,794
90-179 days late
$12,101,361
180-360 days late
$5,773,404
360+ days late
$536,679
TOTAL
$78,029,066

1st Lien (Previously 1st Mortgage)

1st Lien (Previously 1st Mortgage)

30-59 days late
$586,200
60-89 days late
$4,432,111
90-179 days late
$2,082,945
180-360 days late
$1,590,046
360+ days late
$597,979
TOTAL
$9,289,281

1st Lien Loans || Rate Types and Terms

Fixed Rate > 15 years
$1,528,283,392
Fixed Rate <= 15 years
$309,201,424
Balloon / Hybrid > 5 years
$219,884,752
Balloon / Hybrid <= 5 years
$104,906,280
Adjustable Rate <= 15 years
$88,345,648
TOTAL
$2,250,621,496

Junior Liens (Previously Junior RE)

30-59 days late
$817,764
60-89 days late
$445,064
90-179 days late
$248,506
180-360 days late
$72,384
360+ days late
$14,153
TOTAL
$1,597,871

All Other Loans

All Other Non-Real Estate Loans

30-59 days late
$1,468,901
60-89 days late
$333,243
90-179 days late
$347,638
180-360 days late
$240,789
360+ days late
$37,451
TOTAL
$2,428,022

All Other Unsecured Loans

30-59 days late
$1,443,688
60-89 days late
$699,933
90-179 days late
$822,364
180-360 days late
$20,240
360+ days late
$0
TOTAL
$2,986,225

All Other (Non-Commercial) Real Estate Loans

30-59 days late
$0
60-89 days late
$16,097
90-179 days late
$0
180-360 days late
$0
360+ days late
$0
TOTAL
$16,097

Commercial Real Estate

Secured by Owner Occupied Property Loans

30-59 days late
$260,829
60-89 days late
$0
90-179 days late
$0
180-360 days late
$0
360+ days late
$192,021
TOTAL
$452,850

Secured by Non-Owner Occupied Property Loans

30-59 days late
$0
60-89 days late
$109,752
90-179 days late
$0
180-360 days late
$154,654
360+ days late
$273,886
TOTAL
$538,292

Business Loans

Commercial and Industrial Loans

30-59 days late
$0
60-89 days late
$70,248
90-179 days late
$199,871
180-360 days late
$110,220
360+ days late
$0
TOTAL
$380,339

Unsecured Commercial Loans

30-59 days late
$0
60-89 days late
$0
90-179 days late
$0
180-360 days late
$0
360+ days late
$26,555
TOTAL
$26,555

Unsecured Revolving LOC Loans

30-59 days late
$13,340
60-89 days late
$74,975
90-179 days late
$5,105
180-360 days late
$0
360+ days late
$0
TOTAL
$93,420

Multifamily

30-59 days late
$0
60-89 days late
$0
90-179 days late
$137,507
180-360 days late
$0
360+ days late
$0
TOTAL
$137,507

CITIZENS EQUITY FIRST Portfolio Info

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CITIZENS EQUITY FIRST NCUA Call Report

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CITIZENS EQUITY FIRST Foreclosures and Non-Performing Loans

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