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VYSTAR

Headquarters ,
Main Phone (904) 777-6000
Credit Union Number # 68490
Total Assets $13,415,368,704
Reporting Date Q3 2023
Last updated Sep 2023

Locations

VYSTAR REO and Foreclosed Assets

Foreclosed and Repossessed Assets Amount
Consumer Real Estate $0
Consumer Vehicles $3,612,255
Consumer Other $0
Commercial $0
Total Foreclosed and Repossessed Assets $3,612,255

VYSTAR Capital

Well Capitalized Amount
Total Assets $13,415,368,704
Less: Allowance for Loan & Lease Losses $0
Allowance for Losses on All Real Estate Loans $0
Provision for Loan & Lease Losses $0
Total Loans and Leases $9,549,367,296

VYSTAR's Late and Non-Performing Loan Portfolios

Troubled Loans Overview Number Amount
Loans Held for Sale - $0
Real Estate Loans Sold with Servicing Retained - $310,674,944
Total Outstanding Troubled Debt Restructured Loans 651 $50,823,188

Unsecured Credit Cards

30-59 days late
$13,089,530
60-89 days late
$6,364,153
90-179 days late
$11,479,998
180-360 days late
$4,778,942
360+ days late
$0
TOTAL
$35,712,623

Vehicles

New Vehicles

30-59 days late
$21,333,688
60-89 days late
$6,427,559
90-179 days late
$2,303,008
180-360 days late
$1,127,008
360+ days late
$106,090
TOTAL
$31,297,353

Old Vehicles

30-59 days late
$34,288,468
60-89 days late
$10,992,020
90-179 days late
$6,045,222
180-360 days late
$2,661,597
360+ days late
$246,810
TOTAL
$54,234,117

1st Lien (Previously 1st Mortgage)

1st Lien (Previously 1st Mortgage)

30-59 days late
$0
60-89 days late
$5,323,424
90-179 days late
$2,531,180
180-360 days late
$2,067,235
360+ days late
$751,347
TOTAL
$10,673,186

1st Lien Loans || Rate Types and Terms

Fixed Rate > 15 years
$2,184,301,312
Fixed Rate <= 15 years
$720,342,016
Balloon / Hybrid > 5 years
$0
Balloon / Hybrid <= 5 years
$0
Adjustable Rate <= 15 years
$202,158,112
TOTAL
$3,106,801,440

Junior Liens (Previously Junior RE)

30-59 days late
$0
60-89 days late
$107,612
90-179 days late
$115,007
180-360 days late
$0
360+ days late
$48,274
TOTAL
$270,893

All Other Loans

All Other Non-Real Estate Loans

30-59 days late
$18,129,732
60-89 days late
$6,659,041
90-179 days late
$8,107,354
180-360 days late
$2,650,433
360+ days late
$614,422
TOTAL
$36,160,982

All Other (Non-Commercial) Real Estate Loans

30-59 days late
$130,932
60-89 days late
$1,253,417
90-179 days late
$1,196,332
180-360 days late
$175,524
360+ days late
$507,961
TOTAL
$3,264,166

Commercial Real Estate

Secured by Owner Occupied Property Loans

30-59 days late
$710,310
60-89 days late
$35,667
90-179 days late
$124,087
180-360 days late
$0
360+ days late
$0
TOTAL
$870,064

Secured by Non-Owner Occupied Property Loans

30-59 days late
$606,238
60-89 days late
$69,786
90-179 days late
$65,094
180-360 days late
$0
360+ days late
$0
TOTAL
$741,118

Business Loans

Unsecured Revolving LOC Loans

30-59 days late
$147,059
60-89 days late
$0
90-179 days late
$87,173
180-360 days late
$0
360+ days late
$0
TOTAL
$234,232

VYSTAR Portfolio Info

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VYSTAR NCUA Call Report

All of the portfolio and financial information in our reports is pulled directly from NCUA. We take updates from the federal reporting database for all US credit unions.

VYSTAR Foreclosures and Non-Performing Loans

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