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The North Country Savings Bank

Headquarters ,
Main Phone (315) 386-4533
FDIC Certificate # 16030
FFIEC # 166111
Total Assets $324,962,000
Reporting Date Q4 2023
Last updated Mar 2024

Locations

The North Country Savings Bank REO

The North Country Savings Bank's REO Report

The North Country Savings Bank's bank owned homes total $18,000 945% from the previous quarter. The North Country Savings Bank foreclosures include $0 commercial REO, $0 multifamily REO, $0 farmland and agricultrual REO, and $0 in construction loan REOs. To get a The North Country Savings Bank foreclosures list you must contact an REO asset manager at the REO department. Use the button on the right to find workout officers, asset managers, and other contacts at The North Country Savings Bank BankProspector helps you easily find the special assets and REO department contacts or any other The North Country Savings Bank decision maker.

The North Country Savings Bank Portfolio Info

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The North Country Savings Bank FDIC Call Report

All of the portfolio and financial information in our reports is pulled directly from FDIC. We take updates from the federal reporting database for all US banks.

The North Country Savings Bank's Capital
Loan Loss Provisions
$152,000
ALLL
$1.11 M
Tier 1 Leverage Ratio
  14.01%
Tier 1 Risk Based Capital
  21.95%
Total Risk Based Capital
  22.45%
The North Country Savings Bank's Note Sale Indicators
30-89 DAYS
$0
90+ DAYS
$0
Nonaccrual
$0
Nonaccrual Loans Sold
$0

The North Country Savings Bank's Late and Non-Performing Loan Portfolios

Residential 1st Position Loans

Portfolio $238,447,000
30-89
$2,756,000
90+
$83,000
Nonaccrual
$627,000
Charge-offs
$153,000
NPLs to Loans 0.3%

Residential Junior Position Loans

Portfolio $6,995,000
30-89
$38,000
90+
$0
Nonaccrual
$26,000
Charge-offs
$0
NPLs to Loans 0.37%

HELOCs

Portfolio $9,406,000
30-89
$0
90+
$0
Nonaccrual
$0
Charge-offs
$0
NPLs to Loans 0%

Commercial Real Estate Loans
(Non Owner-Occupied)

Portfolio $1,824,000
30-89
$0
90+
$0
Nonaccrual
$0
Charge-offs
$0
NPLs to Loans 0%

Commercial Real Estate Loans (Owner-Occupied)

Portfolio $68,000
30-89
$0
90+
$0
Nonaccrual
$0
Charge-offs
$0
NPLs to Loans 0%

Residential Construction Loans

Portfolio $7,768,000
30-89
$0
90+
$0
Nonaccrual
$0
Charge-offs
$0
NPLs to Loans 0%

Commercial and Development Construction Loans

Portfolio $883,000
30-89
$0
90+
$0
Nonaccrual
$0
Charge-offs
$0
NPLs to Loans 0%

Business Loans (C&I)

Portfolio $452,000
30-89
$0
90+
$0
Nonaccrual
$0
Charge-offs
$0
NPLs to Loans 0%

Non Performing Auto Loans

Portfolio $2,247,000
30-89
$0
90+
$0
Nonaccrual
$0
Charge-offs
$0
NPLs to Loans 0%

The North Country Savings Bank Foreclosures and Non-Performing Loans

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