Bank Records
Net Charge-Offs
Net Charge-Offs may be a very good indicator as to the likelihood that a bank is willing to sell some of its distressed loans or bank owned real estate (OREO). Net Charge-Offs indicate that the bank is writing down or “charging off” losses in a particular real estate category. Healthy net charge-off numbers may indicate that the bank is preparing its balance sheet for market priced real estate liquidation.


